Financing

FAQ — Financing at College Cars™

Quick, Online & On-Site Financing
  • Apply online or in person
  • Receive a prompt response
Terms & Rates Tailored to Your Budget
  • College Cars™ Auto Finance offers competitive rates and flexible terms
  • We specialize in financing quality pre-owned vehicles
  • All quotes and estimates are subject to credit approval

Financing offered through College Cars™ Auto Finance, operated by College Cars Chicago, Inc. All financing is subject to lender approval.

To begin, complete our secure credit application below.

What type of lenders do we use?

College Cars™ works with a broad network of trusted lending partners. Based on your credit profile, we’ll match you with the most competitive options available and contact you as soon as your results are ready.

What type of credit do I need to get approved?

We work with a wide range of credit profiles and evaluate every application individually.

How long does the approval process take?

Most financing decisions are returned within approximately one hour after your application is submitted.

How can I be sure I received competitive financing?

Our no-haggle approach includes three days after delivery to compare rates. If you qualify for better terms elsewhere, you’re free to refinance without penalty.

College Clear Pricing™

Just like our vehicle pricing, financing at College Cars™ is straightforward. We offer competitive rates and terms based on your credit, with no back-and-forth.

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